• Application Deadline: Sun, 21 Jul 2024 00:00:00 GMT
• Position: Credit Underwriter


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Lagos


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Summary

• The Credit Underwriter is responsible for the evaluation of financial information and risks before granting loans to individuals and companies.

Duties and Responsibilities

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.


• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD


• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.


• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated..


• Detecting fraudulent applications with falsified/forged documents and ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.


• Conducting credit search (CRS & CRC Report) on credit bureau database and conducting Email Verification & preparing Transaction Consummation Report.

Minimum Educational Requirement

• Bachelor's / HND

Required Experience and Skills:

• Analytical and computational ability


• Financial analysis and numerical ability


• Attention to detail


• Decision-making ability


• Efficiency and communication skills


• Ability to work well under pressure


• Should be technically savvy and should have excel and other spreadsheet skills.

Salary and Benefits

Competitive staff remuneration and benefit packages.