• Application Deadline:
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 2 - 6 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Responsibilities:

Credit Assessment:

• Evaluate creditworthiness of loan applicants by analyzing financial statements, credit reports, and other relevant documents.


• Assess risk factors and determine the appropriate level of credit exposure.

Loan Origination:

• Assist in the origination and processing of loan applications.


• Work closely with clients to gather necessary information and documentation.

Documentation:

• Prepare and review loan documentation to ensure accuracy and compliance with internal policies and regulatory requirements.

Financial Analysis:

• Conduct financial analysis to identify trends, assess cash flow, and make recommendations for loan approvals or rejections.

Customer Interaction:

• Communicate with clients to explain loan terms, answer queries, and provide guidance throughout the application process.

Compliance:

• Stay abreast of regulatory changes and ensure compliance with lending policies and procedures.

Collaboration:

• Collaborate with other departments, such as risk management and legal, to facilitate a smooth loan approval process.

Reporting:

• Prepare regular reports on loan origination activities and key performance indicators.

Qualifications and Skills:

Education:

• Bachelor's degree in Finance, Business, Economics, or a related field.


• A minimum of second class upper (2.1) from a reputable university.

Experience:

• 2 - 6 years relevant experience in a financial institution or related field is desirable.