• Application Deadline: Tue, 30 Jul 2024 00:00:00 GMT
• Position: Merchant Loan Field Credit Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 year


• Location


• Job Field Sales / Marketing / Retail / Business Development 
  

Job Description

• As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.


• You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

Responsibilities

• Onboard Viable Merchants on the Business Platform.


• Evaluate credit worthiness of Merchants


• Physically verify Merchants Location and business financial health for loan consideration.


• Interview Merchants to determine their financial eligibility and feasibility


• Support merchants with questions they might have.


• Justify decisions (approvals/rejections) and report on them


• Maintain an active knowledge base of all of the organization’s loan products and an


• understanding of the qualifications required of each Merchant.


• Build long term, trusting relationships with customers


• Grow and achieve loan portfolio targets for merchants.

Qualifications & Skills

• A First Degree B.Sc / HND


• 1 year Minimum relevant work experience in a Microfinance Banks


• Excellent knowledge of loan application procedures.


• Socially and emotionally aware.


• Must have a Smartphone.


• Strong communication skills and proven customer service experience.


• Exceptional analytical skills and the ability to work with complicated financial data.


• Demonstrable knowledge of credit risk analysis