Job Description
- Application Deadline:
- Position: Relationship Officer, Corporate and Commercial Banking
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 2 - 7 years
- Location Lagos
- Job Field Banking 
ACCOUNTABILITIES
- Prospect and sign on new relationships.
- Mobilse liabilities (low cost deposits as well as tenured deposits)
- Create quality risk assets from these relationships
- Proactively attend to customer needs at they may arise daily.
- Assist customers to carry out transactions (and carry out on their behalf where required) with the use of the various channels available.
- Mobilization of profitable transactions that impact on the income of the team (FX, LCs, etc)
- Ensure customer expectations are exceeded making the Bank the first choice in the provision of financial services
REQUIRED COMPETENCIES
PROFESSIONAL COMPETENCIES: -
Core
- Product Knowledge - Negotiation - Communication - Understanding of CBN Monetary Policies - Credit Risk Management - Trade Finance and Documentary Credit/Collections - Credit Analysis
Non-Core -
Budgeting and Budgetary Control - Cost Management
- BEHAVIOURAL COMPETENCIES: - Interpersonal relations - Initiative - Analytical ability - Decision quality & Problems
- ORGANISATIONAL COMPETENCIES: - Attention to Detail - FCMB Ethics & Values - Continuous Learning - Drive for Results
KEY PERFORMANCE INDICATORS
FINANCIAL
- Income
- FX Volume
- Low Cost deposit volume
CUSTOMER
PEOPLE
- Staff Training & Development
PROCESS
- Asset volume
- Share of wallet size of customers
- Customer Acquisition &
- Collection Volume
RISK
- Risk Control Index
- 2 - 7 years experience in bank sales with relevant University degree(s)