Field Loan Officer (Cele-Ijesha) at Beyond Credit Limited

Job Overview

Location
Lagos, Lagos
Job Type
Full Time
Date Posted
3 years ago

Additional Details

Job ID
9469
Job Views
93

Job Description



Duties / Responsibilities



  • Mobilization of Clients for loans

  • Formation of groups within coverage area

  • Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures

  • In-depth assessment of loan applications and preparation of loan proposals for business support loans

  • Participation in credit committee for loan appraisals where required

  • Recovery of overdue loans

  • Maintain cordial and long-term relationship with customers through excellent customer service

  • Appraising client’s business and capacity to service requested loan

  • Registering loan on the system and recommending appropriate amount for disbursement

  • Capture all requires information (i.e. client & guarantor’s name, address & image. Business image and address)

  • Post-disbursement monitoring

  • Collection and posting clients loan repayments and savings on the system

  • Reconciliation of daily collections with the Branch Manager

  • Maintaining a healthy portfolio

  • Reporting directly to the branch manager

  • Any other responsibility assigned by the management of Beyond Credit


Requirements



  • BSc / HND / NCE / or OND in any related field

  • 1 year work experience.

  • Prior experience as a loan officer in a financial institution.

  • Good verbal and written communication skills

  • Strong negotiation and interpersonal skills

  • Candidate must be resident in the above locations or environs.

  • Smart and experienced loan officers who are career driven and have financial or fintech experience


Salary

Attractive with other benefits.


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