• Application Deadline:
• Position: Field Loan Officer (Gberigbe)


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 1 year


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Duties / Responsibilities

• Mobilization of Clients for loans


• Formation of groups within coverage area


• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures


• In-depth assessment of loan applications and preparation of loan proposals for business support loans


• Participation in credit committee for loan appraisals where required


• Recovery of overdue loans


• Maintain cordial and long-term relationship with customers through excellent customer service


• Appraising client’s business and capacity to service requested loan


• Registering loan on the system and recommending appropriate amount for disbursement


• Capture all requires information (i.e. client & guarantor’s name, address & image. Business image and address)


• Post-disbursement monitoring


• Collection and posting clients loan repayments and savings on the system


• Reconciliation of daily collections with the Branch Manager


• Maintaining a healthy portfolio


• Reporting directly to the branch manager


• Any other responsibility assigned by the management of Beyond Credit

Requirements

• BSc / HND / NCE / or OND in any related field


• 1 year work experience.


• Prior experience as a loan officer in a financial institution.


• Good verbal and written communication skills


• Strong negotiation and interpersonal skills


• Candidate must be resident in the above locations or environs.


• Smart and experienced loan officers who are career driven and have financial or fintech experience

Salary

Attractive with other benefits.