• Application Deadline:
• Position: Sales Officer


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience


• Location Abuja , Anambra , Kano , Lagos , Ondo , Osun , Oyo , Rivers


• Job Field Sales / Marketing / Retail / Business Development 
  

Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.


• He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).


• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.


• Interview applicants to determine financial eligibility and feasibility of granting loans.


• Determine all applicable ratios and metrics and set up debt payment plans.


• Communicate with clients either to request or to provide information.


• Justify decisions (approvals/rejections) and report on them.


• Complete loan contracts and counsel clients on policies and restrictions.


• Review loan agreements to ensure that they are complete and accurate according to policy.


• Update account records, Compute payment schedules and transactions on ERP


• Confer with underwriters to aid in resolving loan application problems.


• Update job knowledge on types of loans and other financial services.


• Assess customer needs, explore all options and introduce different types of loans.


• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.


• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.


• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.


• Deposit mobilization to meet set targets.

Key Performance Indicators:

• Meet Set Monthly loan and investment Targets.


• Reduced number of Non-Performing loans.


• Customer retention rate of minimum 90% across loan and investment products.

Requirements

• Proven working experience as a Loan Officer.


• Familiarity with computers and banking applications/software.


• Solid understanding of direct/indirect lending products and practices.


• Customer satisfaction orientation and sales competencies.


• Ability to work in a goal oriented environment and meet set target.


• B.Sc degree in finance, economics or a related field.