• Application Deadline:
• Position: Credit Analyst


• Job Type Full Time


• Qualification BA/BSc/HND


• Experience 5 - 7 years


• Location Lagos


• Job Field Finance / Accounting / Audit 
  

Job Summary

• Primarily responsible for analyzing the credit worthiness of the Bank’s customers and potential customers and assisting in the ongoing management and modeling of credit risk afterwards.

Principal Duties and Responsibilities

• Credit file review, appraisal, and feedback.


• Credit bureau check and feedback.


• Customers and guarantors site visitation, address verification, and feedback.


• Monitoring of repayment under Credit terms.


• Early identification of delinquent accounts and non-performing loans.


• Track expiration of sensitive items against lapses such as insurance policies, vehicle licenses, court affidavit, etc., and feedback.


• Loan disbursement.


• Weekly expected repayment report per account officers.


• Loan follow-up and report exceptions promptly to Management.


• Any other tasks that may be assigned by the Head of Credit Risk Management.

Qualifications, Experience, Skills, and Competencies

• Minimum of an HND / B.Sc. in Business Administration or any discipline.


• 5 - 7 years of experience in credit analysis.


• Attention to detail and multitasking abilities.


• Good command in English in both report writing and speaking.


• Strong communication and interpersonal skills.


• Analytical and organizational skills


• Excellent use of MS Office packages (Word, Excel, Outlook, etc.)


• Time management


• Self-management.