• Application Deadline:
• Position: Relationship Officer (Loan Officer)


• Job Type Full Time


• Qualification BA/BSc/HND , OND


• Experience 4 years


• Location Abuja


• Job Field Banking 
  

Job Description

The relationship officer would be responsible for the following:

• Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc.


• Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes.


• Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline).


• Contractors/Suppliers of NGOs etc.


• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures.


• Participation in credit committee for loan appraisals where required.


• Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.


• Appraising client’s business and capacity to service requested loan.


• Capture all required information (i.e. client & guarantor’s name, address & image. Business image and address).


• Post-disbursement monitoring.


• Maintaining a healthy portfolio.


• Any other responsibility assigned by the Bank.

Requirements

• B.Sc. / HND (or OND with 4 years experience in the microfinance industry).


• Prior experience as a loan officer in a financial institution.


• Good verbal and written communication skills


• Strong negotiation and interpersonal skills


• Candidate should be resident in Abuja or environs.