• Application Deadline:
• Position: Credit Officer



• Job Type Full Time



• Qualification OND



• Experience 1 - 3 years



• Location Lagos




• Job Field Finance / Accounting / Audit 
  
  

Key Responsibilities

• Review and evaluate loan/credit applications in line with company credit policies.


• Conduct credit analysis, background checks, and verification of customer information.


• Approve, recommend, or decline credit requests based on risk assessment.


• Monitor customer accounts to ensure timely repayments and follow up on overdue accounts.


• Prepare credit reports and maintain accurate customer credit records.


• Identify potential credit risks and recommend mitigation strategies.


• Work closely with sales, finance, and recovery teams to ensure smooth credit operations.


• Ensure compliance with internal policies and regulatory requirements.


• Provide excellent customer service and guidance on credit-related matters.

Requirements & Qualifications

• ND in Finance, Accounting, Economics, Business Administration, or related field.


• 1–3 years’ experience in credit analysis, lending, or related roles (fresh graduates may be considered for entry-level roles).


• Strong analytical and decision-making skills.


• Good knowledge of credit processes and risk assessment.


• Proficiency in MS Excel and basic financial reporting tools.


• Excellent communication and interpersonal skills.


• High level of integrity and attention to detail.